Author Archives: Brian

Set short term financial goals

Posted on January 26, 2012 by Brian

Short term financial goals, as is implied by the term, should only take up to a year to accomplish.[1] These goals are not meant to be large or intricate. For example, a short term goal may be to drop your … Continue reading →

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Financial Freedom

Posted on January 19, 2012 by Brian

Here are some steps to achieve financial freedom[1]: 1)      Pay off your credit cards: Before you think about investments you should pay off your credit card balances. 2)      Establish a six month contingency plan: Putting money away for a rainy … Continue reading →

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When marriage breaks down…..dealing with accumulated debt

Posted on January 13, 2012 by Brian

After a divorce, the debt can put a lot of stress on both spouses. It is important, especially if you have a child with this person, to have a good plan in order to manage the debt effectively and not … Continue reading →

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Overwhelming bills and your budget

Posted on December 22, 2011 by Brian

When dealing with overwhelming bills, creditors calling, and life spinning out of control, the most important thing you can do is not panic. Careful management and damage control is going to be vital to take some of the pressures off. … Continue reading →

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Budget for Entertainment

Posted on December 15, 2011 by Brian

Although saving and watching spending is important to stay within your budget, it is important to have a little fun as well. Adding entertainment to your budget is a good way to still manage your money and bills while allowing … Continue reading →

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‘Tis the season to avoid debt

Posted on December 1, 2011 by Brian

One of the most important things to remember during the Christmas season is to plan your purchases. Saving money year round for Christmas is a very good trick to allow you to buy presents without having to use credit cards. … Continue reading →

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The Wealthy Barber

Posted on October 13, 2011 by Brian

The Wealthy Barber is a novel by David Chilton and is considered a great starting point for anyone looking to create a financial plan. The book revolves around Roy the wealthy barber who has been running his barber shop in … Continue reading →

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Put your credit cards on a diet

Posted on September 28, 2011 by Brian

Some steps to help reduce your credit card debt are:[1] Take stock — know where you stand before you begin to plan any reductions. Write down the debt and interest rate for every card. Improve your rates — a fast way … Continue reading →

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Dig yourself out of debt

Posted on September 9, 2011 by Brian

Step 1: Assess your current amount of debt and the interest rates related to each creditor. Knowing your credit score is important. Once you begin to pay off debt, your score will increase and interest rates will drop. Step 2: … Continue reading →

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The Office of the Superintendent of Bankruptcy

Posted on August 19, 2011 by Brian

The Office of the Superintendent of Bankruptcy (OSB) provides the following services to people and companies looking to declare bankruptcy: Alternatives to bankruptcy Steps for declaring bankruptcy A directory of bankruptcy trustees If you are a creditor, then the OSB … Continue reading →

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